"what should be done about the problem of identity theft? " is a poorly phrased central idea for a persuasive speech because it is

nigger, that word was originated for white folks   to keep black people under

and when black people use it, they know that's just how they greet each other

and when white folks use it, they know there's a double meaning under

both focus ón people who behave in a risky way and çause accídeñ both explaín how to púrchase insurance añd cover the costs of premium. both describe what happened when consumers fail to pay their premíums in time