Which would be most when considering a large expenditure that might require repeating payments? check all that apply. careful consideration of short-term goals recording income and spending over the past year creating a budget to consider future income and spending learning more about different kinds of accounts to manage money learning about opportunity cost answers, 1,2,3, and 5

The answer is:

careful consideration of short-term goals

recording income and spending over the past year

creating a budget to consider future income and spending

learning about opportunity cost

You could include all goals that need less than 3 month to be actualized as Short-term goals . Recording income and spending allow you to make prediction of the amount of expenditures that you must pay for the following years. Opportunity cost would help you understand the things that you need to sacrifice in order to obtain maximum value in your life.

answer; if congress didn't act on certain requests;

an informal structure in a bureaucracy would be something like so-called "office politics". where there's a formal structure set up for the organization, but then an informal subculture as well that has a way of organizing the bureaucracy further. this can be positive because it sets up an added degree of organization, albeit informal, within the bureaucracy.