Energy transferred in which way is usually thought of as being ‘wasted’?

The energy transfer to light energy is the useful transfer. The rest is 'wasted'. It is eventually transferred to the surroundings, making them warmer. This 'wasted' energy eventually becomes so spread out that it becomes very difficult to do anything useful with it.

when insulating materials rub against each other, they may become electrically charged . electrons , which are negatively charged, may be 'rubbed off' one material and on to the other. the material that gains electrons becomes negatively charged. the material that loses electrons is left with a positive charge.

emily ruth's annual premium is $1058.50

step-by-step explanation:

emily ruth is a female of 27 years age purchasing 20 year endowment insurance with face value $25000.

from the given table,

for females, the age of a male 3 years younger should be used.

so, we have to check for 24 year male for 20 year endowment.

it is 42.34 for every $1000 face value.

for a face value of $25000,

it is 25 * 42.34 = $1058.50

∴ emily ruth's annual premium is $1058.50