Definition of dispersal

the action or process of distributing things or people over a wide area.

"the dispersal of people to increasingly distant suburbs"

the splitting up of a group or gathering of people, causing them to leave in different directions.

"the dispersal of the crowd by mounted police"

the splitting up and selling off of a collection of artifacts or books.

"the dispersal of the John Willett Collection"

Explanation:

i would think form in reponse to tensional forces

emily ruth's annual premium is $1058.50

step-by-step explanation:

emily ruth is a female of 27 years age purchasing 20 year endowment insurance with face value $25000.

from the given table,

for females, the age of a male 3 years younger should be used.

so, we have to check for 24 year male for 20 year endowment.

it is 42.34 for every $1000 face value.

for a face value of $25000,

it is 25 * 42.34 = $1058.50

∴ emily ruth's annual premium is $1058.50