What is the difference between a structural and inflation Epoch? (big bang eras)

Can someone explain to me how to do this problem ?

You throw a small rock straight up from the edge of a highway bridge that crosses a river. the rock passes you on its way down, 7.00 s after it was thrown. what is the speed of the rock just before it reaches the water 28.0 m below the point where the rock left your hand? ignore air resistance.

Beryl states that insulation with the smallest possible thermal conductivity is best to keep a house warm in winter, but worst for keeping a house cool in summer. sapphire insists the reverse is true: low thermal conductivity is good in the summer, but bad in the winter. which one, if either is correct? a. beryl, because low thermal conductivity results in low heat transfer. b. beryl, because low thermal conductivity results in high heat transfer. d. sapphire, because low thermal conductivity results in high heat transfer. e. neither, because low heat transfer is desirable both in summer and in winter.