Liam finds the perfect scarf as a gift for his mother. he uses his debit card to buy the scarf. what is an advantage of using a debit card instead of a credit card?

With a debit card the money gets drawn out of your account and you don't have to worry about it later. with a credit card you have to make sure you can pay off the scarf later

The only number less than 8 that can equal 12 would be 6, 36 is the dividend