Social networking websites are often assumed to shy people communicate and make friends. however, a study of site users has shown that they have lower self-esteem than those who do not use social networking sites. based on this excerpt, we can conclude that using social networking websites .

Charlene's parents deposit $500 in an account on the day she is born. the account earns a high interest rate of 9.2% compounded quarterly because charlene is not allowed to access the money until her 22nd birthday. how much money will charlene have on her 22nd birthday? a: $3,698.50 b: $5,921.31 c: $101,200 d: $ 824.58