Aforty-five year old woman is considering buying a one-year life insurance policy for $620 with a coverage of $200,000. suppose the probability for a woman of that age living through the year is 99.75%. based only on this information, should the woman buy the insurance policy. a) the expected value is $118.45 -- the woman should buy the insurance policy. b) the expected value is $1118.45 -- the woman should buy the insurance policy. c) the expected value is −$118.45 -- the woman should not buy the insurance policy. d) the expected value is −$1118.45 -- the woman should not buy the insurance policy.