In 1992 funding for a program increased by 0.62 billion dollars from the funding in 1991. in 1993 the increase was 0.40 billion dollars over the funding in 1992. for those three years the funding was 11.39 billion dollars. how much was funded in each of these three years?

Ricky takes out a $31,800 student loan to pay his expenses while he is in college. after graduation, he will begin making payments of $190.66 per month for the next 30 years to pay off the loan. how much more will ricky end up paying for the loan than the original value of $31,800? ricky will end up paying $ more than he borrowed to pay off the loan.