Rob, a college senior, was given $10,000 by an aunt. Before she died, she told Rob to put the money to work and leave it alone, so that someday he could leave money to his heirs. Rob is pumped. He has two great ideas, both of which he learned about on late-night TV. One is to buy foreclosed properties. The other is to speculate in gold. The people on TV made a killing doing very little work. Their DVDs will tell him all he needs to know. He asks you which sounds better to you.