Need help asap giving 15 points

In factoring by grouping, what would you have for step 3 for the following? step 1: x^3 +5x^2 +4x+20 step 2: x^2 (x+5)+4(x+5) step 3: ?

Which statement about the annual percentage rate (apr) is not true?

Aweekly newspaper charges $72 for each inch in length and one column width. what is the cost of an ad that runs 2 column inches long and 2 columns wide? its not 288