How to do this in a graph form

Which of the following are parts of a sphere

The probability that a college student belongs to a health club is 0.3. the probability that a college student lives off-campus is 0.4. the probability that a college student belongs to a health club and lives off-campus is 0.12. find the probability that a college student belongs to a health club or lives off-campus. tip: p(a or b) = p(a) + p(b) - p(a and b) 0.54 0.58 0.70 0.82

If you are just building your payment history, how many points from a perfect score will you possibly miss?