Match the terms to their correct definition. 1. average daily balance a check which can not be covered by funds in the account 2. carrying charges an arrangement of quantities whose positions are based upon the natural numbers 3. closing costs interest rate tied to an index that may change 4. credit interest rate that does not change 5. credit card loan in which the interest is paid in advance from the sum advanced 6. discount loan financial instrument that allows you to take out a loan from the credit card company to make purchases 7. down payment a loan based on the value of the real estate it is used to purchase 8. finance charge based on the belief a person will pay his obligations 9. fixed rate total amount owed on the account at the end of the previous billing cycle 10. interest fees associated with taking out a mortgage 11. interest rates price paid to use someone else's money to make purchases 12. mortgage average amount owed for each day of the billing period 13. overdraft amount owed on the account after payments and credits have been subtracted from the previous balance 14. previous balance initial cash payment 15. proceeds percentage charged for a unit of time 16. sequence fee charged for delaying payment 17. unpaid balance amount of money received when money is borrowed 18. variable rate excess amount paid over the cash price