Sebastian has just graduated after four years of university. He took out an unsubsidized Stafford loan worth $8,180 to help pay for his tuition. The loan has a duration of ten years. If the loan has an interest rate of 5. 3%, compounded monthly, how much interest capitalization has occurred by the time he graduated? Round all dollar values to the nearest cent. A. $721. 93 b. $842. 25 c. $1,926. 97 d. $1,734. 24.