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Ineed how factor it by finding the gcf

Trish receives $450 on the first of each month. josh receives $450 on the last day of each month. both trish and josh will receive payments for next four years. at a discount rate of 9.5 percent, what is the difference in the present value of these two sets of payments?

You have a 32-foot fence around a square garden. there are 4 equal sections. you paint 13 of one section of the fence. what fraction of the fence did you paint? you have a 32-foot fence around a square garden. there are 4 equal sections. you paint 13 of one section of the fence. what fraction of the fence did you paint?