Help me please don’t understand

Based upon past experience, barry expects no overdrafts. he expects no 2nd copies of statements. barry estimates that he will use network atms about 5 times a month with either bank. barry decides in the end to choose eecu. assuming that both banks provide the necessary services equally well, and based upon the tables of fees given above, how much can barry reasonably expect to save annually by choosing eecu in this case over e-town bank? a. $72 b. $78 c. $144 d. $24

Which expression is not a polynomial?

Sanya noticed that the temperature was falling at a steady rate of 1.4 degrees every hour from the time that she first checked her outdoor thermometer. by 6 a.m., the temperature had fallen 21 degrees. which expression can you use to find how many hours earlier she had first checked the thermometer?