Pls help I’ll brainlest and add extra points

If your annual gross income is $62,000 and you have one monthly car payment of $335 and a monthly student loan payment of $225, what is the maximum house payment you can afford. consider a standard 28% front-end ratio and a 36% back-end ratio. also, to complete your calculation, the annual property tax will be $3,600 and the annual homeowner's premium will be $360.

If the scale factor between two circles is 2x/5y what is the ratio of their areas?

If x-1 and x+3 are the factors of x3+10x2+ax+b find a and b