Need the answer, with reasoning. thanks in advance.

Answer! if you don’t mind, can you explain

Jack is considering a list of features and fees for current bank: jack plans on using network atms about 4 times per month. what would be jack’s total estimated annual fees for a checking account with direct paycheck deposit, one overdraft per year, and no 2nd copies of statements? a. $44 b. $104 c. $144 d. $176

Ebert used to make $22 an hour, but got a 10% raise. how much more will he make in a 40 hour work week with raise?