Hey please help i’ll give brain

Ricky takes out a $31,800 student loan to pay his expenses while he is in college. after graduation, he will begin making payments of $190.66 per month for the next 30 years to pay off the loan. how much more will ricky end up paying for the loan than the original value of $31,800? ricky will end up paying $ more than he borrowed to pay off the loan.

Look at this pattern ; 1,4,9, number 10000 belongs in this pattern . what’s the place of this number?

Can you me with this question? i'll reward *30 points i just need with this one question so that i could solve the others. * edit: i originally set up the question to reward 30 points, but for some reason i can only reward 15. if you don't get 30, then i'm sorry. i'm still kind of new to this site