I need help badly please with number 2 ...help me .. please no links or I will report you

9514 1404 393

  $62.74

Step-by-step explanation:

The annuity formula can be used to find the payment needed. Fill in the known values and solve for the unknown.

The future balance due to a series of payments is given by ...

  A = P(n/r)((1 +r/n)^(nt) -1)

where A is the account balance P is the payment made each period, n is the number of periods per year, r is the annual interest rate, and t is the number of years.

You have A = $20,000, r = 0.041, n = 12, t = 18 and you want to find P

  P = A(r/n)/((1 +r/n)^(nt) -1)

  P = $20,000(0.041/12)/((1 +0.041/12)^(12·18) -1) ≈ $62.74

A monthly payment of $62.74 is required.

-4

step-by-step explanation:

(-4+8)=-(4-8)=-8+4=-4