An auto insurance company concludes that 30% of policyholders with only collision coverage will have a claim next year, 40% of policyholders with only comprehensive coverage will have a claim next year, and 50% of policyholders with both collision and comprehensive coverage will have a claim next year. Records show 60% of policyholders have collision coverage, 70% have comprehensive coverage, and all policyholders have at least one of these coverages. Calculate the percentage of policyholders expected to have an accident next year.

40% of policyholders are expected to have an accident next year

Step-by-step explanation:

Given the data in the question;

P( collision coverage ) = 60% = 0.6

P( comprehensive coverage ) = 70% = 0.7

Now, we make use of the Law of addition of probability, so

P( collision coverage and comprehensive coverage ) = P( collision coverage )  + P( comprehensive coverage ) - P( collision coverage or comprehensive coverage )

P( collision coverage and comprehensive coverage )  = 0.6 + 0.7 - 1

P( collision coverage and comprehensive coverage ) = 0.3

Now,

P( comprehensive coverage only ) = P( comprehensive coverage ) - P( collision coverage and comprehensive coverage )

P( comprehensive coverage only ) = 0.7 - 0.3

P( comprehensive coverage only ) = 0.4

And

P( collision coverage only) = P( collision coverage ) - P( collision coverage and comprehensive coverage )

P( collision coverage only) = 0.6 - 0.3 = 0.3

Next  we make use of the Law of total probability;

P( accident ) = [P( accident ║ collision coverage only) × P( collision coverage only)] + [P( accident ║ comprehensive coverage only) × P( comprehensive coverage only)] + [P( accident ║ collision coverage and comprehensive coverage only) × P( collision coverage and comprehensive coverage only)]

so we substitute in our values;

P( accident ) = [ 30% × 0.3 ] + [ 40% × 0.4 ] + [ 50% × 0.3 ]

P( accident ) = [ 0.3 × 0.3 ] + [ 0.4 × 0.4 ] + [ 0.5 × 0.3 ]

P( accident ) = 0.09 + 0.16 + 0.15

P( accident ) = 0.4 or 40%

Therefore,  40% of policyholders are expected to have an accident next year

8y^50

step-by-step explanation:

the population of other specie of birds will decline or other specie of birds will find some alternate source of food to survive.

explanation:

according to the competitive exclusion principle, which is also known as gause's law, two specie living in the same niche and feeding on the same resource cannot co-exist stably.

as we have well studied the theory of natural selection which states that only those organisms survive which have better tendency to compete for food and adapt to the environmental conditions.

coming towards the question, what wi ll happen when one species outcompetes the other for the small fish , the other specie will not get enough food and will start to die or decline in population. eventually either other specie needs to find another alternative food source for itself or migrate at some other location where there is less competition otherwise it will just not exist anymore at that niche.

hope it !