In a particular area, there is a 5% chance of a hurricane in any given year. What is the probability of the area not experiencing a hurricane for three years in a row, then experiencing a hurricane in the fourth year? Show all of your work for full credit.

This is a rational expression because the denominator contains a variable. this is a polynomial with 3 terms. this is a rational expression because the denominator contains a variable. this is a polynomial with 4 terms. this is a rational expression because the denominator contains a variable. this is a polynomial with 4 terms. this is a rational expression because the denominator contains a variable. this is a polynomial with 3 terms. this is a rational expression because the denominator contains a variable. this is a polynomial with 5 terms.