James can purchase an item from several different stores or online. Which of the following is the best buy for him?

F )Buy on line for $20 plus pay shipping and handling costs of $6

G )Buy on line for $18 plus pay shipping and handling costs of $5

H )Buy at a local store where the item's regular price is $24 but is on sale for 20% off.

J )Buy at a local store where the item's regular price is $23 but you have a $5 off coupon