A motorcycle insurance company has 5,000 policy holders, and the accident rate is 0.08. The company needs to invest $400,000 this year. Each accident costs $18,000 on average.

If they want a plan with a deductible of $4,000, they need to charge a minimum of $
for premiums.

If they want a plan with a premium of $1,000, they need to charge a minimum of $

1/3 + 1/3 ≠ 2/6 because 1/3 alone = 2/6  

step by step explanation:

1/3 + 1/3 = 2/3       2/3=4/6

0.0076, if you meant 4.125 divided by 0.03125 it would be 132

step-by-step explanation:

first you have to move the decimal in 0.03125 over until its behind the 5 which is 5 places over. now the number is 3125

then you have to move the decimal in 4.125, 5 places over. now the number is 4,112,500.

now you divide like you would normally would and get 0.0076