Rachel lives in a home with a value of $195,000 and has a mortgage of $160,000. She has electronic equipment worth $2,325. She is paying off the equipment with a loan of $875. Her car, which she owns, is worth $9,300. She has $6,890 in a bank account and $1,437 on her credit card. She owes $4,800 in student loans. She has a piano worth $1,200. Construct a net worth statement to find Rachel's net worth. Total of Rachel’s assets:

Total of Rachel’s liabilities:

Find Rachel’s net worth

- =

Rachel’s net worth is