An automotive insurance company has 30,000 policyholders, and the accident rate is 0.06. if the company needs to make a profit of $1,740,000 this year and the payout for each claim (after deductibles) is $8,200, the minimum premium it must charge is how much?

the company’s financial advisers have predicted that in the upcoming year, the accident rate will increase by 5% of the base rate and the number of policyholders will increase by 12%. if the company’s profit needs and the payout for each claim remain the same, the minimum premium should increase by $?
and explain how to do it