How to do 40% of 45.explain your answer

Interest begins accruing the date of the transaction except for auto loans mortgages credit card cash advances credit card purchases

Every weekday, mr. jones bikes from his home to his job. sometimes he rides along two roads, the long route that is shown by the solid lines. other times, he takes the shortcut shown by the dashed line. how many fewer kilometers does mr. jones bike when he takes the shortcut instead of the long route?

Aye asap pls ! markin da brainiest too ! btw da step choices are all add, distribute, divide, n subtract