Help please I’m confused

Successful implementation of a new system is based on three independent modules. module 1 works properly with probability 0.96. for modules 2 and 3, these probabilities equal 0.95 and 0.90. compute the probability that at least one of these three modules fails to work properly.

What is the total area of the figure?

Write as a product: ac^2–ad+c^3–cd–bc^2+bd