Compare the costs and benefits of two online and mobile checking and savings account options for a young adult who has just graduated from college and is starting their career. Answer the following questions:

What are the requirements to open the accounts?
What are the fees?
What are the available options to access accounts, deposit checks, direct deposit, etc.?
What are the account minimums?
What are some hidden items for each account?
List the specifics for each online and mobile account.

Overall, explain which option is the best for the recent college graduate.