Coverage for injury and property damage sustained by others for which you or covered residents of your household are legally responsible is known as a(n) .

Liability insurance

Step-by-step explanation:

Liability insurance provides protection against claims resulting from injuries and damage to people and/or property. Liability insurance covers legal costs and payouts for which the insured party would be found liable. Provisions not covered include Intentional damage, contractual liabilities, and criminal prosecution.