Can someone help me? I’ll reward points + brainalist

Aline passes through (1,-5) and(-3,7) write an equation for the line in point slope form rewrite the equation in slope intercept form

Me n o w. i need t h i s. 10 points

The expression 1.01*1.005(^t) gives the amount of money, in thousands of dollars, in carter's savings account (t) years after he opens it. what does 1.01 represent in this expression?