Peter has a 100/300/20 BI/PD insurance with a $500 deductible collision insurance policy. He lost control of the brakes during a winter storm. He crashed into a car, then crashed into a fence. The accident caused three people to be injured (in the other car). They sued you. The court settles: $120,000 for the first injured, and then $60,000 each of the other two. The neighbor's fence caused $2500 expenses in repairs. Your car suffers damages of $3800. How much does your insurance covers, and how much is your share? Be very specific on each component of the problem.