Examine the following budget: Monthly Budget Budgeted Amount Actual Amount Income Wages Savings Interest $1150 $25 $900 $25 Expenses Rent Utilities Food Cell Phone Savings for Car $400 $100 $250 $75 $200 $400 $80 $200 $75 $200 Net Income $30 What is the actual net income for the month? What, if any, changes would have improved the budget for the month? a. The actual net income for the month is -$30. No changes to the budget are necessary. b. The actual net income for the month is $30. No changes to the budget are necessary. c. The actual net income for the month is $30. More money could have been spent on food. d. The actual net income for the month is -$30. Less money could have been spent on food.