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explanation:

the loan estimate encourages consumers to shop. since it is the lenders who are required to issue a standardized loan estimate in a specific time frame, this way consumers are provided an opportunity to compare lenders and their products. otherwise consumer wouldn't know the benefits offered by other lenders.  

if a loan originator does not provide a loan estimate within 3 business days of receiving a completed loan application, that lender is in violation. lenders are required to issue a loan estimate within 3 days of applying for a loan or within 7 days prior to closing. having a loan estimate has following information.

not having loan estimate won't give you an idea of money to be borrowed.

you get to know your interest rates.

you also get to know if your interest rate can or may vary.

not having a good faith estimate can keep you unaware of aforementioned points.

step-by-step explanation:

consider the parallelogram shown in the attached image.

in the parallelogram hijk, the length of hk is given as,

from the properties of parallelogram we know that the opposite sides of a parallelogram are parallel to each other and are equal in measure.

therefore, the length of the side ij must be equal to the length of the side hk and that is .

hence, the expression for the length of ij confirms that hijk is a parallelogram.