I dont know how to do this please help

Someone answer asap for ! a discount store’s prices are 25% lower than department store prices. the function c(x) = 0.75x can be used to determine the cost c, in dollars, of an item, where x is the department store price, in dollars. if the item has not sold in one month, the discount store takes an additional 20% off the discounted price and an additional $5 off the total purchase. the function d(y) = 0.80y - 5 can be used to find d, the cost, in dollars, of an item that has not been sold for a month, where y is the discount store price, in dollars. create a function d(c(x)) that represents the final price of an item when a costumer buys an item that has been in the discount store for a month. d(c(x)) =

Plzzz answer both questions and i will give you 100 points

Pamela has a 30-year, 5.75% mortgage on her $250,000 home. she has been paying on it for 5 years, and has recently hit some financial trouble. if her lender agreed to lower the interest rate on her $231,905.47 balance to 5.5%, what will her new payment be for the remainder of the loan?