Which of these expressions can be used to calculate the monthly payment for a 20-year loan for $215,000 at 5.4% interest, compounded monthly?
OA $215 p00 •0.0045(1 -0.0045)240
OB.
Oc.
OD. $215 p00 0.0045(1 -0.0045)240
(1-0.0045)240 41
$215 p00 0.0045(1 +0.0045 )240
(1+0.0045)240 1
$215 p0o•0.0045(1 +0 0045 )240
(1+0.0045)240 +1
(1-0.0045 )240 _1

step-by-step explanation:

step-by-step explanation:

i found the life tables for the year 2012. 

life table of males at age 30. probability of dying between ages x and x+1

total population:  

29–30 . . . . . . . . . . . . 0.001030

30–31 . . . . . . . . . . . . 0.001061

males:  

29–30 . . . . . . . . . . . . 0.001420

30–31 . . . . . . . . . . . . 0.001448

white population

29–30 . . . . . . . . . . . . 0.001005

30–31 . . . . . . . . . . . . 0.001037

white males

29–30 . . . . . . . . . . . . 0.001372

30–31 . . . . . . . . . . . . 0.001399

non hispanic white population

29–30 . . . . . . . . . . . . 0.001083

30–31 . . . . . . . . . . . . 0.001116

non hispanic white males

29–30 . . . . . . . . . . . . 0.001477

30–31 . . . . . . . . . . . . 0.001503

jacob, non hispanic white male. 30 years old.

probability that jacob lives to be 30 years old. 

since the given probabilities are probabilities of dying, i think we simply subtract it from 1 to get the probability of living. we will use the probability of non hispanic white male.

                                          probability of living to be 30 y.o.

29 - 30 : 1 - 0.001477 = 0.998523

30 - 31 : 1 - 0.001503 = 0.998497

60: 45 =12: 9 =4: 3 so the answer is 4: 3