7th grade math pls help

An apartment has a replacement cost of $950,000 and contents valued at $1,450,000. it has a classification of a and a territory rating of 3. find the annual premium a) $10,185 b) $9,230 c) $3,155 d) $13,830

X/y + 4y/x divided by x/y - 2y/x explain as in depth as you can how you simplfied the fractions. i don't know where to start on this : /

What is the 17th term in the arithmetic sequence in which a6 is 101 and a9 is 83