I need help please its easy

Question part points submissions used suppose that 100 lottery tickets are given out in sequence to the first 100 guests to arrive at a party. of these 100 tickets, only 12 are winning tickets. the generalized pigeonhole principle guarantees that there must be a streak of at least l losing tickets in a row. find l.

Is this a polynomial function? i need to know asap

What is the expression in factored form? -20x^2 - 12x a. 4x(5x+3) b. -4x(5x-3) c. -4(5x+3) d. -4x(5x+3)