Costco has a new promotional payment plan on sheds. All purchases can be paid off on the installment plan with no interest, as long as the total is paid in full within twelve months. There is a $75 minimum monthly payment required. If the Koslok family buys a shed for $4,355, and they make only the minimum payment for 11 months, how much will they have to pay in the 12th month to avoid paying interest?