Xavier has been working at his first post-college job for almost a year when his company gives him a raise, resulting in a paycheck increase of $200, for a total of $400 extra in take-home pay every month. He makes a quick list of possible ways to use that money, along with relevant notes for each. Provide a detailed plan, including actual dollar amounts, for Xavier to wisely use the extra $400 per month from his raise. For each part of the plan, briefly describe why you’re making this choice. ?