Which is a disadvantage of using credit?

Overspending: Credit cards can make life easier, but they can also make overspending easier as well. ...

Interest and fees: Using credit is essentially borrowing.

Step-by-step explanation:

High-interest rates if not paid in full by the due date Annual fees for some credit cards can become expensive over the years. Fee charged for late payments

Step-by-step explanation:

b.my answer is b.

brainliest