PLS HELP AGAIN ASAP THIS THE SECOND TO LAST PROBLEM ON MORE AFTER THIS

You work for a lender that requires a 20% down payment and uses the standard depth to income ratio to determine a person‘s a little eligibility for a home loan of the following choose the person that you would rate the highest on their eligibility for a home loan

Ineed in figuring out this problem.

Simplify. (-2)^-3 a. -8 b. -1/8 c. 1/8 d. 8