Look at the following financial ledger: A 2-column table with 5 rows. Column 1 is labeled transaction with entries gift, credit bill, online auction, insurance payment, craft fair. Column 2 is labeled amount with entries 45 dollars, negative 33 dollars and 69 cents, 16 dollars and 75 cents, negative 66 dollars and 41 cents, negative 24 dollars and 25 cents. Which items listed on the ledger represent credits? a. Credit bill and craft fair b. Gift and online auction c. Gift and insurance payment d. Online auction and craft fair