Frank and Emily each take out a $160,000 loan for a new house. Each has to repay the loan in 20 years. Frank will pay an interest rate of 2.9% per year. His monthly payments will be $885. Because Emily has a lower credit score, she will have to pay an interest rate of 4.3% per year. Her monthly payments will be $995. How much more will a $160,000 loan cost Emily than Frank?

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