A woman earned wages of $41,400, received $2800 in interest from a savings account, and contributed $2700 to a tax-deferred retirement plan. Was entitled to a personal exemption of $3800 and a standard deduction of $5950. The interest on home mortgage was $8800, contributed 2300 to charity, and paid $1300 in state taxes. Find gross income, adjusted gross income, and taxable income. Base the taxable income on the greater of a standard deduction or an itemized deduction.