I need help with math please

Simplify -4z+2y-y+-18z a.-22z+y b.-14z+2 c.3y+22z d.y +14z

The circle below is centered at the point (3, 1) and has a radius of length 2. what is the equation?

Jack is considering a list of features and fees for current bank: jack plans on using network atms about 4 times per month. what would be jack’s total estimated annual fees for a checking account with direct paycheck deposit, one overdraft per year, and no 2nd copies of statements? a. $44 b. $104 c. $144 d. $176