A researcher is exploring the notion that there is an economy of scale in raising children. While having one child might add to a family's financial stress, the second or third one might not be as "expensive" since they would already be sharing one roof, could share clothing, etc. The researcher has access to a large community of parents where 15% have one child under 18 in their home, 65% of parents have two children, and 20% of parents have three or more children. Rounded to the nearest whole number, the probability that any given family who is selected has two or more children at home is %?