Determine if the line containing the points (2, 3) and (-4, 5) and the line containing the points (1, -1) and (-2, 0) are parallel, perpendicular or neither.

Margaret is purchasing a house for $210,000 with a 15 year fixed rate mortgage at 4.75% interest she has made a 5% down payment the house is valued at 205,000 and the local tax rate is 3.5% homeowners insurance 600 per year what are her total monthly payment