Select all the correct answers. Which three pieces of information contribute the most to your credit score?

the number of bank accounts you have

the amount of debt you have

your payment history

your ability to make a down payment on a credit purchase

the number of loans you have

W

B) the amount of debt you have

C) your payment history

E) the number of loans you have

Step-by-step explanation:

To determine the three pieces of information that contribute the most to your credit score, we have to find the factors that affect credit score calculation.

The major factors that affect a person's credit score calculation include : Payment history:

This is the most important factor that affect your credit score. Lenders want to be sure that you have a reputation back your debt and on time when you apply for new credit.

Amount of Debt :

This is the amount of overall debt you carry. It is the ratio of your credit card balances to your credit limit. Too much debt can hurt your credit score

Credit History:

This is a borrower's track record for repaying debts and how old it is. Opening new accounts within a short time will affect your credit score.

Account Mix: having a diverse portfolio of credit accounts could tell how well you manage different credits.

Credit Inquiries:

Several applications involving inquiries into your credit check within a short duration can affect your credit score.

Therefore the three pieces of information that would contribute the most to your credit score:

B) the amount of debt you have

C) your payment history

E) the number of loans you have

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