What does an individual’s effective tax rate indicate? A. the average income earned
B. the average tax rate
C. the minimum tax rate
D. the next year’s tax rate

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i think da answer is

d.square root of 3

credit scoring calculations, such as the fico score, look at a few key factors related to your debt. the amount of overall debt you carry, the ratio of your credit card balances to your credit limit (also called credit utilization), and the relation of your loan balances to the original loan amount.